Our Services

Comprehensive debt collection and recovery solutions tailored to your business needs

Four Pillars of Excellence

Our integrated approach combines technology, empathy, and expertise to deliver superior results

🎧

Customer Care

Exceptional customer care approach in debt collection with empathy and professionalism

Key Features

  • Dedicated support team available
  • Multilingual assistance capabilities
  • Empathetic and professional communication

+2 more features

👥

Customer Connect

Personalized connection strategies that maintain positive customer relationships during recovery

Key Features

  • Direct communication channels
  • Relationship management systems
  • Customized engagement strategies

+3 more features

💬

Realtime Feedback

Instant feedback mechanisms and transparent communication throughout the debt recovery process

Key Features

  • Live status updates
  • Instant notification system
  • Progress tracking dashboard

+3 more features

🖥️

Tech Process Driven

Technology-powered debt collection processes for efficiency, accuracy, and compliance

Key Features

  • AI-driven workflows and automation
  • Automated reminder systems
  • Advanced analytics and reporting

+2 more features

Why Choose WAVES ENTERPRISES

Industry-leading results backed by proven methodology

95%

Success Rate

Industry-leading recovery rates through our proven approach

100M+

Happy Clients

Trusted by businesses nationwide for ethical debt recovery

18+

Years Experience

Deep expertise in debt collection and recovery management

Previous Experience

Our extensive portfolio demonstrates deep expertise across multiple financial institutions and product categories. We have successfully handled diverse recovery portfolios, maintaining exceptional standards throughout.

ICICI BANK

  • Personal Loan -180 DPD (Aug-2008 To Dec-2011)
  • Personal Loan- 365 & 900+ DPD (April-2009 To Oct-2016)
  • Credit Card- 365, 180+ & 2700+ DPD (Jan-2010 To July-2016)
  • Personal Loan – 365 DPD (Hydrabad Zone) (Jan-2009 To May-2014)
  • Credit Card- 365 DPD (Hydrabad Zone) (Jan-2009 To Dec-2010)
  • Personal Loan – 365 DPD (Kolkata Zone) (April-2009 To March-2010)
  • STPL DPD 540+ (July-2014 To Jan-2015)
  • Credit Card Flows (Jan-2021 To Sept 2021)
  • Auto Woff 180+ (Oct-2019 To Jun-2020)
  • Home Loan Flows (Aug 2020 To Jun-2021)

HSBC BANK

  • Credit Card BKT-4,5 & 6 (Aug-2008 To April-2013)
  • Credit Card - 365 DPD (Aug-2009 To Aug-2011)
  • Personal Loan– 180+ DPD (Sept-2008 To Aug-2011)
  • Over Draft Accounts (Sept-2008 To Aug-2011)

JM FINANCIAL

  • HSBC Personal Loan 180+ DPD (Sept-2011 To March-2013)
  • HSBC Credit Card 180+ DPD (Sept-2011 To March-2013)

BAJAJ FINANCE

  • Consumer Loan (Jan-2009 To Dec-2010)
  • Two Wheeler Loan (Jan-2011 To Dec-2011)
  • Consumer Loan-Hydrabad (Feb-2015 To Dec-2015)
  • Personal Loan (Dec-2020 To Oct-2023)
  • Business Loan (Dec-2020 To Oct-2023)

DBS CHOLAMANDALAM

  • Personal Loan Recovery (April-2009 To March-2010)

HDB FINANCIAL SERVICES

  • Two Wheeler Loan- Pickup (April-2011 To Sept-2011)
  • HDFC Credit Card Referral (April-2011 To Sept-2011)

PHOENIX ARC (RBS & Barclays)

  • Personal Loan Recoveries (Feb-2013 To Oct-2014)
  • Credit Card Recoveries (Feb-2013 To Oct-2014)

SHAHA FINLEASE (SCB Bangalore, Calcutta & Hyderabad)

  • Personal Loan Recoveries (July-2013 To Dec-2014)
  • Credit Card Recoveries (July-2013 To Dec-2014)

FULLERTON INDIA

  • Personal Loan Recoveries(Jan-2015 To April-2016)
  • Business Loan Recoveries(Jan-2015 To April-2016)
  • Business Loan Recovery (Feb-2022 To July-2022)
  • Personal Loan Recovery (Feb-2022 To Sept-2022)
  • Personal Loan Recovery (Feb-2024 To Jun-2024)

TOYOTA FINANCE

  • Auto Loan Flow & Recovery(Nov-2016 To Jan-2018)

RELIGARE

  • Retails & Stores Recovery (Apr-2017 To Jun-2017)

AXIS BANK

  • Credit Card Risk-90 & 60(Apr-2018 To Sept-2018)
  • Home Loan Flow & Recovery (Oct-2020 To Aug-2024)

TATA CAPITAL FINANCIAL SERVICES LTD

  • Personal Loan Bkt 0 To 4 (Apr-2017 To Aug-2019)

RBL BANK

  • RBL Credit Card Recovery (Jan-2018 To Aug-2018)

COINTRIBE

  • Business Loan Recovery (July-2018 To Sept-2019)

SWASTIK CONSULTANTS

  • Loan Verification of Multiple Bank (Oct-2018 To Nov-2018)

IDFC First

  • BL & PL (Aug-2019 To Feb-2020) & (Apr-2021 To Jan-2023)
  • TW Flows (Dec-2021 To Jun-2022)
  • Credit Card Recovery (Feb-2023 To Aug-2024)
  • Consumer Loan Bkt-X (Dec-2023 To Aug-2024)

Capital Float

  • BL (May-2019 To Mar-2020)

SBI Bank

  • SBI Credit Card Recoveries
  • SBI Credit Card Flow (CD-2)
  • SBI Credit Card Flow (CD-4)
  • SBI Credit Card Flow (CD-6)

HDFC Bank

  • HDFC Auto Recovery & Flow (Jun-2014 To Nov-2023)

IIFL

  • Personal Loan Recovery (Feb-2022 To Nov-2022)
  • Personal Loan Flow (Feb-2022 To Nov-2022)

Paytm

  • Postpaid Loan (Aug-2023 To May-2024)

Mobikwik

  • Personal Loan Bkt- 1, 2, 4 (Sept-2022 To Mar-2023)
  • Personal Loan NPA (Sept-2022 To Mar-2023)

Clix Capital Service Pvt Ltd.

  • Personal Loan Recovery (Jul-2022 To Jan-2023)
  • Auto Loan Recovery (Jul-2022 To Jan-2023)
  • Tw Loan Recovery (Jul-2022 To Jan-2023)

AU Small Finance Ltd

  • Credit Card NPA (Dec-2022 To Dec-2023) (Mar-2025 To May-2025)

Quadrillion Finance Pvt. Ltd.

  • Credit Card Woff (May-2023 To Mar-2024)

Indusind Bank Ltd.

  • Credit Card Recovery (Mar-2024 To Sept-2024)

Have a deep knowledge of resolving cases (all bucket) and collecting difficult outstanding

We are an expert team of skip tracing and debt recovery

Ready to Get Started?

Let's discuss how our services can help you achieve your debt recovery goals